Payment and Pricing

Pricing Transparency

At OMARIEDEN, we bring you a curated selection of luxury products sourced directly from partner brands and authorized boutiques across the region.

Prices displayed on our website reflect the most accurate and competitive retail value available for your chosen delivery destination at the time of checkout.

Item origin (local vs. international sourcing)
Exchange rate fluctuations
Applicable import duties or destination taxes
Courier and logistics costs

We recommend selecting your delivery destination before browsing to view accurate, location-specific pricing.

Price variations may occur due to:

Currency & Conversion

Your shopping currency is determined automatically based on your delivery destination and displayed at checkout prior to payment.

For destinations with supported currencies, the total amount payable will appear in local currency.
If your local currency is not supported, all transactions will be processed in Saudi Riyal (SAR) at a competitive, real-time exchange rate.
Currency conversions are handled securely through our authorized payment processors and global gateway providers.
OMARIEDEN does not control or guarantee exchange rates applied by your card issuer or bank.

When Payment Is Processed

Payment is charged at the time your order is placed and authorized successfully.

Timing varies by payment method:

Once payment is confirmed, you will receive an Order Confirmation email containing transaction details and reference number.

Method	Payment Timing	Notes
Credit / Debit Cards, Apple Pay, STC Pay, Mada	Immediately at checkout	Instant authorization via secure payment gateway
Tamara / Tabby (Buy Now, Pay Later)	At checkout, per provider terms	Subject to eligibility and credit approval
Cash on Delivery (COD)	Upon receipt of delivery	Availability limited to eligible locations and order values
Bank Transfer (High-Value Orders)	Upon confirmation	Subject to manual verification prior to dispatch

Taxes, Duties & Additional Fees

All prices shown on OMARIEDEN.com are inclusive of VAT for orders delivered within Saudi Arabia and Bahrain.
For deliveries outside these countries, customs duties or import taxes may apply and are payable directly to the courier or local authorities.

These charges are set independently by the destination's customs department and are not collected or influenced by OMARIEDEN.
The amount shown at checkout is always the final amount payable for local deliveries — no hidden delivery or administrative fees will be added post-purchase.
Foreign Transaction Fees:
Your issuing bank may charge additional transaction fees. OMARIEDEN is not responsible for such charges.

Accepted Payment Methods

Payment method availability may differ by region and will expand as new processors are integrated.

Visa
Mastercard
American Express
Apple Pay
Mada (KSA)

Tamara (Saudi Arabia)
Tabby (Saudi Arabia)

Cards & Digital Wallets

Buy Now, Pay Later (BNPL)

Other Options

Cash on Delivery (COD) available for selected regions and order values.
Bank Transfer available for curated or high-value orders upon request.

Payment Verification & Fraud Prevention

To protect our clients and partners, OMARIEDEN reserves the right to:

Validate payment details prior to processing
Request proof of identity or billing verification for security purposes
Refuse or cancel transactions identified as high-risk or suspicious

Customers will be contacted by Customer Care if further verification is required.

All fraudulent or unauthorized transactions will be reported to the relevant authorities under SAMA and PCI DSS compliance guidelines.

Payment Security & Data Protection

OMARIEDEN does not store or retain any credit card, wallet, or bank details.

All transactions are securely processed through PCI DSS-compliant payment gateways using SSL 256-bit encryption.

We only receive confirmation of transaction status, never your full card details.

Our payment partners are certified under:

PCI DSS
GDPR & SDAIA Data Privacy Regulations
3D Secure 2.0 (Visa / Mastercard)

For full details on data handling, refer to our Privacy & Cookie Policy.

Refunds & Payment Reversals

Refunds are processed using the original payment method, unless otherwise agreed.

OMARIEDEN may delay or withhold refunds if fraudulent activity or policy violations are suspected.

Refunds may take 7-14 working days depending on your bank.
COD refunds are issued via bank transfer.
BNPL refunds (Tabby or Tamara) follow each provider's policy.

Important Notes

Displayed prices include VAT for Saudi Arabia & Bahrain deliveries.
Orders outside these regions may incur import duties or taxes.
We reserve the right to correct pricing errors or inaccuracies without notice.
All payments are subject to verification before shipment.
OMARIEDEN will cooperate with payment providers in chargeback or dispute cases.

Security of Your Personal Information

Omarieden does not store or retain any card or payment details.
All payments are securely processed through authorized third-party providers compliant with international security standards.
We only receive confirmation of payment status, not your complete card information.